Where does your cash go each day, week or month? If this is a question that you are forever asking yourself then we need to start tracking your spending so we can uncover and understand your money habits.

At Amega Financial Solutions we try and live by 4 principles:

Be realistic — Living to a budget is not a ‘cash diet,’ it’s a healthy balance where you shouldn’t deprive yourself or over-indulge in spending.

Spend less than you earn — Live within your means and put any spare money into your savings.

Avoid Personal Debt — Don’t spend what you haven’t got so cut out, or cut back on your credit card spending. This doesn’t mean avoiding ‘good debt’ to buy assets like a home or investments.

Don’t be caught out — Have an emergency fund for unforeseen events and cover yourself with the right insurance.

If you have further questions, please give us a call or use the enquiry box to send us an email.